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Is it easy to get a car loan with Navy Federal?

Navy Federal offers 100% financing, which means you might not need to make a down payment. This makes buying a vehicle easier if you don't have cash on hand, but it puts you at risk of becoming upside down on your car loan. You can choose a loan term of up to 96 months for new vehicles and 72 months for used-car loans.

What credit score is needed to get a loan from Navy Federal?

NFCU does not have a minimum credit score requirement; however, borrowers with higher credit scores have a better chance of qualifying and receiving favorable terms. We recommend a minimum score of 670.

How long is Navy Federal auto loan pre-approval good for?

for 90 calendar days.

How long is my pre-approval auto loan check good for?

Your auto loan pre-approval and interest rate are locked in for 90 calendar days from the date of the check.

What score does Navy Federal use for auto?

Applicants with a credit score of at least 650 and up to 850 may be eligible for Navy Federal Credit Union Auto Loan.

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